✨ Best Travel Rewards Credit Cards in Canada [2025 Guide]
🌍 Planning your next getaway? Whether you’re a seasoned traveler or just getting started, the right travel credit card can turn everyday purchases into free flights, hotel stays, and luxury upgrades. Let’s explore the best travel rewards cards available to Canadians in 2025. 🌟
💳 What Are Travel Rewards Credit Cards?
Travel rewards cards let you earn points or miles every time you use your card. These rewards can be redeemed for flights, hotel bookings, car rentals, and even experiences like airport lounge access or travel insurance.
🚊 Top Benefits to Look For
- ✅ Generous sign-up bonuses
- ✅ Points on travel, dining, and groceries
- ✅ No foreign transaction fees
- ✅ Comprehensive travel insurance
- ✅ Access to airport lounges
🌐 Best Travel Rewards Credit Cards in Canada (2025)
1. American Express Cobalt™ Card
- Rewards: 5x points on eats and drinks, 2x on travel & transit
- Welcome Offer: Up to 15,000 bonus points in first year
- Annual Fee: $155.88
- Visit Amex Cobalt™ Site
2. Scotiabank Gold American Express® Card
- Rewards: 5x on groceries, dining, and entertainment
- Welcome Offer: Up to 40,000 Scene+ points
- Annual Fee: $120
- Visit Scotiabank Site
3. TD First Class Travel® Visa Infinite* Card
- Rewards: Up to 8x TD Points on travel purchases
- Welcome Offer: Up to 100,000 TD Points
- Annual Fee: $139 (first year rebated)
- Visit TD Travel Site
🚀 Who Should Get a Travel Rewards Card?
If you travel at least once a year and pay off your balance in full each month, a travel card can help you save money and enjoy exclusive perks. Even occasional travelers can benefit with no-annual-fee or flexible redemption options.
📌 Tips to Maximize Travel Rewards
- ✨ Pay your balance monthly to avoid interest
- ✨ Combine points with family members (if allowed)
- ✨ Take advantage of promotions and point multipliers
📍 Related Guides
✨ Final Thoughts: Travel rewards cards are one of the most valuable tools in your financial toolkit if used wisely. Pick one that matches your lifestyle and travel goals. Ready to explore the world with points? ✈️